Assessing efficiency in banking

Abstract

Akcenat u ovom radu je na merenju produktivnosti i efikasnosti na osnovu informacija iz finansijskih izveštaja i operativnih evidencija, kao i primena DEA metode. Opšte je poznato šta je input a šta output kod poslovanja banaka, ali je za adekvatnu analizu efikasnosti rada banaka bitno odabrati prave kombinacije inputa i outputa banke. Svaka kompanija ima svoje principe koje primenjuje u svom poslovanju. Svakako jedan od najvažnijih principa je princip efikasnosti U relevantnoj akademskoj literaturi se mogu videti razne kombinacije inputa i outputa u testiranju efikasnosti rada banaka. Za zemlje u razvoju posebno je važno da se prati efikasnost banaka i upoređuje sa zemljama u regionu.

The paper is an attempt to assess the productivity and efficiency on the basis of the information found in financial statements and operating evidence, as well as implementation of the DEA method. The definition of both input and output in banking is absolutely clear, however, an adequate analysis of efficiency in banking requires that the right combinations of input and output be selected Every company has its own principles to implement in its operations. One of the most important is surely the efficiency principle. Relevant academic literature offers various combinations of input and output in testing bank efficiency. The developing countries will find it highly important to monitor bank efficiency and compare it to the countries in the region.